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Pension Advice

Having a sufficient income in retirement should be a major financial priority, as it is obvious that one day you'll retire and when you do, you will need an income.

At present there are tax incentives on offer for pension planning, which everyone should take advantage of, including those
Pension Advice
few who are wealthy enough not to worry about their retirement income.

Reid, Scott and Ross set very high service standards and pride ourselves on building a very strong relationship with our clients. We're one of the UK's leading independent financial service providers and pension management specialists. Our aim is to help investors make more of their savings & investments by providing them with all the support they need, from the first fact finding meeting, through the research & report process, to the presentation of our pension advice. This is carefully managed together with the support of the most up to date technology assisting us.
Pension Advice
 

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Even business owners need to prepare for the future, they may think that at retirement they will sell off the business and live off the proceeds, however there is a number of risks associated to this plan, including the fact that the business may fail, or the proceeds may not provide a comfortable income, at time of retirement.

It is obviously advantageous to start saving for retirement due to the evident tax advantages on offer and the fact that the income from state pensions is not enough to see you comfortably through retirement.
Advice & InformationJoining a dedicated pension scheme or plan is highly advisable because the contributions paid into the scheme receive tax relief at the highest rate, and any profit from the money invested in the pension scheme is tax free, unless it is dividends on shares, which is taxed at 10 percent.

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additional reading

what is a pension?
what is an annuity?
myths about pensions
access to pension before age 55
Baby Boomers Retiring
Pensions in the case of Divorce

The Power of Tax Relief into your SIPP
Pension Transfer
Pension Scheme Retirement Ages
The Pensions & Divorce Process
The Right Time to Annuitise?
Auto Enrolment - Review & Recommendations
Pensions After You Die

5 things you wont know about State Pensions!
Auto Enrolement and Your Emmployees
Employers Plan for Auto Enrolement
Auto Enrolment – What's Plan B?
More Information on NESTs
Auto Enrolement
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Reid Scott and Ross is Authorised and Regulated by the Financial Services Authority.
Reid Scott and Ross is entered on the FSA register (www.fsa.gov.uk/register/) under reference 185094,
Registered company address: Reid Scott and Ross Limited, 211/213 West George Street, Glasgow G2 2LW. Registered in Scotland No SC175625